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TERM LIFE INSURANCE

ONLINE & NO MEDICAL EXAM

APPLICATIONS AVAILABLE

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TERM LIFE INSURANCE

AFFORDABLE PROTECTION

Term Insurance offers affordable protection, added options, benefits and flexible features to meet all of your individual and business clients’ temporary protection needs. Different Insurers offer riders like Critical Illness and Disability Insurance.

Term insurance is a cost-effective choice for:

Gone are the days of lengthy paper applications. Applying for life insurance is easier now and affordable!

Applications are done online and you may qualify for no medical exam life insurance.

Fin IQ Wealth will help you with your insurance planning needs like:

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LIFE INSURANCE COMPANIES COMPARISON

These Trusted Canadian Insurers all offer term insurance coverage, BUT they differ from each other in the term lengths, benefits, riders and underwriting offered.

Fin IQ Wealth works for you to find the coverage that best suits you and your family’s or business needs.

Manulife

Earn Vitality Points when you complete educational, fitness and health-related activities. Have the opportunity to lower your premiums
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Beneva

Coverage can be for 10, 15, 20, 25, 30 or 40 years. Standard rating automatically approves you for $20,000 of Critical Illness coverage.
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Industrial Alliance

Pick-a-Term offers a term of protection from 10 to 40 years for a level or decreasing amount of insurance up to 50%.
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Empire Life

Solution ART offers guaranteed premium rates with no increases for the first three years, then increases every year, with the last premium renewal at age 85.
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UV Insurance

Simplified issue term insurance. Underwriting without any medical exams for amounts up to $500,000. No blood test or visit to the doctor is required.
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Desjardins

Term insurance for 10, 15, 20, 25, 30 years or to age 65. Joint coverage, where the benefit is paid out to the surviving spouse.
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Serenia Life

Provides for periods of 10, 20 or 30 years. Joint-First-To-Die coverage are available for couples. Policies include a FREE will and many other benefits.
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Foresters

Provides for periods of 10, 20 or 30 years. Joint-First-To-Die coverage are available for couples. Policies include a FREE will and many other benefits.
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CPP

Canada Protection Plan’s No Medical Term Life Insurance provides for periods of 10, 20, 25, or 30 years. For those declined or rated. Policies include a FREE will.
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Humania

Your choice of duration: from 10 to 100 years. Two options offered with the purchase of $100,000 coverage: critical illnesses and disabilities coverage.
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Assumption Life

Term Options: 10, 15, 20, 25, 30, 35 years. Available as an individual or joint policy. Available as a level and decreasing term life insurance
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Sunlife

Term of protection from 5 to 40 years. Joint-First-To-Die coverage are available for couples.After the first policy year, Clients can increase their coverage amount with simplified underwriting.
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How much Term Life Insurance do you need?

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Buying life insurance to provide for your family in the event of your death is one of the most responsible decisions you can make. With so many variables to consider, it’s important to understand how much coverage you require and what type of policy suits your needs best. As anyone with a family knows, you need to plan to provide for your family, even after you’re gone. This calculator will help you determine what your life insurance needs are.

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